Workers’ compensation is a system in the United States and many other countries that provide benefits to injured workers or who contract an illness at work. State governments usually administer the program as part of social welfare programs. While workers’ compensation is the primary source of benefits for injured workers on the job, other types of benefits may be available. These include federal and state disability benefits, Social Security disability benefits, and private disability insurance.
Read on to learn more about the additional benefits available to you if you are injured at work.
Additional Benefits Available to Workers in the Event of a Work Injury
If you are injured at work, you may be eligible for more than just workers’ compensation benefits. Depending on the severity of your injury and your ability to work, you may be able to receive federal and state disability benefits, Social Security disability benefits, and private disability insurance.
- Federal and state disability benefits can provide income replacement and medical coverage if you cannot work due to your injury.
- Social Security disability benefits are available to those unable to work due to a disability that is expected to last at least one year or result in death.
- Private disability insurance may also be available through your employer or as a standalone policy.
It is important to note that you may not be eligible for all of these benefits if you can return to work. However, if your injury is severe and you cannot work, these additional benefits can provide you with the financial support you need.
Who is Eligible for Workers’ Comp Benefits?
Workers’ compensation is a system in the United States and many other countries that provide benefits to injured workers or who contract an illness at work. State governments usually administer the program as part of social welfare programs. To be eligible for workers’ compensation benefits, you must have been injured or have contracted an illness at work. You may be eligible for income replacement and medical coverage if you cannot work due to your injury or illness.
Who is Eligible for these Additional Benefits?
A few requirements must be met to be eligible for additional workers’ comp benefits, such as federal/state disability benefits or Social Security disability benefits.
- First, you must have been injured while working and be unable to return to work due to your injuries.
- Secondly, you must have filed a workers’ compensation claim and be receiving benefits.
- Lastly, it would help if you were under the care of a doctor who could verify your injuries and confirm that you cannot return to work.
If you meet these requirements, you may be eligible for additional workers’ comp benefits.
To be eligible for these private disability insurance policies, you must have a private disability insurance policy in place. This policy must have been purchased before you became disabled. If you have a policy purchased after you became disabled, you will not be eligible for these benefits.
To learn more about these benefits and determine eligibility, you should contact your state’s workers’ compensation office or the Social Security Administration.
You may be entitled to workers’ compensation benefits if you are injured at work. However, you may also be entitled to other benefits, such as Social Security disability benefits or Supplemental Security Income. If you have questions about what benefits you may be entitled to, or if you need help filing a claim, contact San Gabriel Valley Workers’ Compensation Attorney (626-602-9483) today.