Workers’ compensation permanent disability benefits are payments made to an injured worker who is unable to return to work due to a permanent disability. These benefits are intended to help the worker cover their living expenses and medical costs.

Permanent disability benefits are calculated based on the worker’s age, earnings history, and the severity of their disability. The payments are usually made in monthly installments but can also be made in a lump sum.

If you are injured on the job and are unable to return to work, you may be eligible for workers’ compensation permanent disability benefits. Keep reading to learn more about these benefits and how to apply them.

Types of Permanent Disability

There are two types of permanent disability: partial and total.

Partial permanent disability is when an injured worker is able to return to work but is unable to earn the same wages they did prior to the injury. Total permanent disability is when an injured worker is completely unable to return to work.

To be eligible for workers’ comp permanent disability benefits, you must have a permanent disability that prevents you from returning to work. Your disability must also be approved by a workers’ compensation doctor.

Types of Workers’ Comp Permanent Disability Benefits

There are two types of workers’ compensation permanent disability benefits: wage replacement benefits and medical benefits.

Wage replacement benefits are intended to replace a portion of the wages you lost due to your disability. The amount you receive is based on your prior earnings and the severity of your disability.

Medical benefits cover the cost of your medical care related to your injury. This can include things like doctor’s visits, prescription medication, and hospital stays.

Who is Eligible for Workers’ Compensation Permanent Disability Benefits?

To be eligible for workers’ compensation permanent disability benefits, you must have a permanent disability that prevents you from returning to work. To prove your disability, you will need to provide medical documentation from a workers’ compensation doctor.

You must also have worked for an employer that is required to carry workers’ compensation insurance. Not all employers are required to carry workers’ compensation insurance, so if you’re not sure if your employer has it, you can ask them or check with your state’s workers’ compensation board.  

How to Apply for Workers’ Comp Permanent Disability Benefits?

If you think you may be eligible for workers’ compensation permanent disability benefits, you will need to file a claim with your employer. Your employer will then have the opportunity to approve or deny your claim.

If your employer approves your claim, they will need to provide you with a workers’ compensation insurance policy. This policy will list the benefits you are entitled to and the process for filing a claim.

If you are not able to reach an agreement with your employer, you can file a claim with your state’s workers’ compensation board. A workers’ compensation judge will then review your case and plan.

The process for applying for workers’ compensation permanent disability benefits can be complex. It is important to seek the advice of an attorney who specializes in workers’ compensation law and can help you navigate the process and ensure that you receive the benefits you are entitled to.

In conclusion, permanent disability benefits are an important part of workers’ compensation. If you have been injured at work, you may be entitled to these benefits. To learn more about your rights, contact us at San Gabriel Valley Workers’ Compensation Attorney or Call us at (626) 602-9483

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